Office Hours
English, Spanish
Parking: Parking Lot
More Products and Services
Located at 816 Summitview Ave., our InsureOne office serves homeowners, renters, landlords, and business owners across Yakima and nearby communities. Our agents compare options from multiple carriers instead of settling on the first quote. A business vehicle carries different risks than a family's sedan, and local weather and seasonal activity can affect coverage decisions. Service is available in English and Spanish.
Insurance Policies We Can Help You Compare
Every household and business brings different property, vehicle, and liability concerns. Our agents ask about your property, vehicles, and business before discussing options, then compare coverage across several carriers. Availability depends on the carrier, policy type, and your circumstances.
Homeowners Insurance
Homeowners insurance can help protect your dwelling, personal belongings, and liability if someone is hurt on your property, plus additional living expenses if a covered loss forces you out during repairs. It suits owners of older homes in neighborhoods such as Fruitvale and newer construction farther west in West Valley. A standard homeowners insurance policy doesn't cover flooding, so flood insurance is worth considering, given the valley's irrigation canals and the Yakima River.
Business Insurance
Business insurance can combine protection for commercial property, equipment, inventory, and liability, with income protection and coverage for employees depending on the policy you choose. It suits the tree fruit packers, wineries, and hop-related operations that make up much of the valley's economy, along with the retail and service businesses that support them. Ask about business insurance options built around your seasonal staffing and equipment.
Auto Insurance
Auto insurance can include liability coverage for covered injuries or property damage you cause to others. Depending on the policy, it may also provide collision, comprehensive, personal injury protection, and uninsured or underinsured motorist coverage. Washington requires drivers to carry liability coverage. Insurers must offer personal injury protection and underinsured motorist coverage, although drivers may decline them in writing. Drivers who encounter winter ice on routes such as Nob Hill Boulevard may want to compare limits and optional coverage beyond the state minimum.
Renters Insurance
Renters insurance can protect your personal belongings, provide liability coverage, and cover additional living expenses after certain covered losses. This coverage can fit apartments and rental homes across downtown and surrounding neighborhoods. A landlord’s policy typically does not cover a tenant’s belongings, so renters may want to consider a separate policy.
Landlord Insurance
Landlord insurance can help protect rental structures, landlord-owned property, and liability. It may also cover lost rental income after certain covered losses, depending on the policy. This coverage can fit duplexes, rental homes, and multiunit buildings, including properties near downtown and in Terrace Heights. Occupancy and building age can both affect how a landlord policy is priced.
Umbrella Insurance
Umbrella insurance provides additional liability protection above the limits of qualifying underlying home, auto, or other policies. It may be appropriate for rental property owners, business owners, or anyone whose liability exposure could exceed those limits. Required underlying limits and eligibility vary by carrier.
Commercial Auto Insurance
Commercial auto insurance helps protect vehicles used for deliveries, service calls, employee transportation, and hauling during harvest season. Coverage can address liability, physical damage, and other risks depending on the vehicle and how it's used. Businesses moving fruit, hops, or equipment along I-82 and US-12 face different exposures than a single delivery van downtown, which is why commercial auto coverage gets built around the vehicle and the route.
Classic & Collector Car Insurance
Classic and collector car insurance is designed for eligible antique, vintage, restored, or limited-use vehicles. Coverage may account for agreed value, mileage, storage, and how the car is used. Those details can matter for vehicles kept primarily for shows, club events, or occasional drives through the Yakima Valley.
Boat Insurance
Boat insurance can help protect your watercraft, equipment, and liability, along with coverage for theft or certain accidents, depending on the policy. Anglers and boaters who use the Yakima River or area lakes can tailor coverage around how and where the boat is stored and used. Ask an agent how seasonal storage and usage affect your rate before you buy boat coverage.
Motorcycle Insurance
Motorcycle insurance can provide liability protection along with optional coverage for collision, theft, vandalism, and weather-related damage. Riders who take scenic routes toward White Pass or Chinook Pass have a shorter riding season than someone commuting locally year-round. Storage and mileage both affect how motorcycle premiums are set.
RV Insurance
RV insurance can protect your motorhome, travel trailer, or other recreational vehicle, along with personal belongings and liability, depending on the policy. Coverage can vary based on seasonal storage, full-time use, mileage, and how far you typically travel.
Your Total Insurance Concierge
What Makes This InsureOne Office Different
Yakima's housing, business activity, and seasonal weather can all shape insurance conversations. Our team at 816 Summitview Ave. connects that local context to questions about your property, vehicles, and operations. A renter and a business with seasonal staff need different discussions from the start.
Compare Coverage From Trusted Insurance Carriers
Access to multiple carriers gives you more than one premium to consider. We can review limits, deductibles, exclusions, and optional coverages side by side for your property, vehicles, or business. That broader comparison helps you evaluate the available options.
One-on-One Insurance Consultations
Each consultation starts with your actual situation, not a ___script. We listen first, ask follow-up questions, and discuss coverage that reflects the details you provide. A renter, homeowner, and business owner will not necessarily need the same options.
Local Advisors Who Understand Your Community
Agents at this office ask about your roof, vehicles, equipment, and liability exposure. Local conditions, including the valley’s agricultural activity and long, dry summers, can also be part of the conversation. This context helps make the coverage discussion more relevant to how you live or work in Yakima.
Protection for Every Stage of Life
Household needs shift as a renter buys a first home, a business adds a second employee, or a family moves from an apartment near downtown to a house in West Valley. Each change is a good reason to look at your policies together instead of one at a time, so your coverage stays aligned with your life.
Ongoing Insurance Reviews
Wildfire season, a new vehicle, an expanding business, or a move to a different part of the valley can all change what your coverage needs to do. Regular reviews give you a chance to revisit limits and ask questions rather than finding a gap after a loss has already happened.
Ready to Get a Quick Quote?
Choosing the Right Coverage for Your Needs
Coverage terms vary by policy, carrier, and state. Washington sets some baseline rules, requiring certain coverages while letting you decline others in writing, but the details depend on the policy in front of you. The table below is a general overview, and an agent can walk through how a specific policy defines your limits and exclusions.
| Coverage Type | What It Helps Cover | Commonly Available? |
|---|---|---|
| Liability Coverage | Damage, injuries, or legal liability for others when you're responsible for a covered loss | Yes |
| Property Coverage | Damage to your home, business, vehicle, or personal property from covered events | Yes |
| Collision Coverage | Damage to your vehicle after a covered collision | Optional |
| Comprehensive Coverage | Theft, vandalism, hail, fire, falling objects, and other covered non-collision losses | Optional |
| Personal Liability | Financial protection if you're responsible for injuries or property damage to others | Optional / Included with many homeowners policies |
| Umbrella Insurance | Additional liability protection beyond the limits of your underlying policies | Optional |
| Flood Insurance | Damage caused by flooding, which is typically not covered under standard homeowners insurance | Optional |
| Commercial Property Coverage | Protection for business buildings, equipment, inventory, and other business assets | Optional |
Simplify Your Insurance With One Trusted Agency
Coordinating several policies through one agency can make renewals, paperwork, and coverage reviews easier to manage. Multi-policy discounts are sometimes available, and eligibility depends on the carrier and the specific policies involved.
Home & Auto Insurance
Home and auto are two foundational policies for many households. Bundling them may simplify your paperwork and qualify you for a discount, but the broader value is having an advisor review property values, vehicles, and liability limits together. The same review can account for personal and business-use vehicles.
Home & Umbrella Insurance
Pairing homeowners coverage with an umbrella policy can provide additional liability protection above qualifying underlying policy limits. It may be worth discussing if you own a rental home in Fruitvale, frequently host guests, or have other liability exposures that could exceed your standard limits. Eligibility and required underlying limits vary by carrier.
Personal Insurance Portfolio
Home, auto, boat, motorcycle, and RV policies can end up scattered across carriers and agents unless someone brings them into one review. Managing them through this office gives your advisor a fuller view of what is covered on your Yakima home and boat, reducing repeated explanations when policies come up for renewal.
One Trusted Insurance Advisor
A consistent point of contact can help keep your policies connected as your life changes. If you add a rental unit or business trailer, you can review the new exposure alongside the coverage you already have.
Insurance Solutions for Nearby Communities
Our office on Summitview Ave. serves customers throughout the Yakima area, including these nearby communities. Each one brings its own mix of housing, business activity, and driving conditions into the conversation about coverage.
- West Valley: The unincorporated area west of the office along Summitview Avenue and Scenic Drive, home to orchards, newer subdivisions, and West Valley schools
- Barge-Chestnut: A historic district of early twentieth-century homes south of downtown Yakima
- Terrace Heights: A residential community on the bluff east of the Yakima River, across from downtown
- Union Gap: An incorporated city just south of Yakima along the I-82 corridor
- Selah: An incorporated city north of Yakima, separated from the city by Selah Gap
- Fruitvale: An established neighborhood along Fruitvale Boulevard in north Yakima
- Downtown Yakima: The city's business and government core, a short drive east of the office
These are some of the areas our office serves regularly, although customers throughout the Yakima Valley are welcome to reach out.
Conveniently Located in Yakima
From I-82
Take Exit 34 and head west on Nob Hill Boulevard. Turn north onto N 16th Avenue and follow it toward Summitview Avenue. Head east on Summitview Avenue for a few blocks to reach 816 Summitview Ave., before the road continues into downtown.
From Downtown Yakima
Starting at Yakima City Hall on N 2nd Street, head south to Yakima Avenue and turn west toward the edge of downtown. Turn north onto N 10th Avenue and continue to Summitview Avenue. The office sits a short distance east on Summitview Avenue from that turn.
From Yakima Air Terminal
Leave the airport on W Washington Avenue and head north on S 16th Avenue, which becomes N 16th Avenue farther into town. Continue north to Summitview Avenue, then head east for a few blocks to reach the office.
Let's Build the Right Coverage for You
Stop by our office at 816 Summitview Ave. in Yakima for personalized help in English or Spanish. We’ll review your household, property, vehicles, or business and compare relevant options from multiple carriers. Call 800-836-2240 or request a quote online to begin.
What Customers Ask Us Most Often
What Type of Insurance Is Right for Me?
Coverage decisions depend on what you own, how you use it, and the risks you want to address. A homeowner in Selah may have different considerations than a renter downtown or a business owner managing employees. Your property, vehicles, household, business activity, and liability exposure can all shape the discussion. We can review these details together and help you compare relevant options.
What Are the Benefits of Bundling Insurance?
Managing home, auto, business, or other policies through one agency can simplify renewals and reduce paperwork. Not every combination qualifies for a discount, and eligibility depends on the carrier, so it is worth reviewing your specific policies. A coordinated review also gives your advisor a fuller picture when a policy comes up for renewal.
What Can I Expect During My Visit?
Bring your driver's license, vehicle information, VIN, and current policy details for an auto quote. For a home or landlord policy, have your property address, square footage, and roof age ready if you know them. Business quotes may require details about your operations, employees, vehicles, and equipment. We will ask how you use what you own, then compare relevant options from several carriers.
Why Choose InsureOne Instead of Buying Insurance Online?
A website can generate a price, but it can't ask why you need higher liability limits because you're renting out a second unit in Union Gap or why a rental home near downtown needs landlord coverage instead of a standard homeowners policy. Agents at this Summitview Ave. office compare options from multiple carriers and explain the differences in plain terms. You also get someone to call when your situation changes, instead of starting over with a new quote.
Do You Offer Service in Spanish?
Service is available in Spanish and English. You can request quotes, ask coverage questions, and review policy options in your preferred language.