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More Products and Services
Our Monroe office at 371 NY-17M is in Gateway Plaza along the Route 17M commercial corridor, about a mile east of the village center. We serve homeowners, families, and business owners in Monroe, Harriman, Central Valley, Chester, and other nearby communities. Our agents can help you compare coverage from multiple trusted carriers for your home, vehicles, business, rental property, and other needs.
Insurance Solutions Available at This Office
Your insurance needs depend on your home, vehicles, business, household, budget, and other individual circumstances. Our local professionals can help you compare options from multiple trusted carriers and explain important differences in coverage, limits, deductibles, exclusions, and price. Availability varies by carrier and policy.
Homeowners Insurance
Homeowners insurance can help protect your home, belongings, and liability after a covered loss. Older homes and newer subdivisions around Monroe may differ in roof condition, heating systems, rebuilding costs, and other property characteristics. Our agents can help you compare coverage limits, deductibles, and available replacement-cost options based on your home.
Business Insurance
Shops and service companies along Route 17M may face property, liability, interruption, and vehicle exposures. Business insurance can coordinate selected protections based on the company's operations. A local advisor can review the property, equipment, lease requirements, customer activity, employees, and vehicles before comparing relevant options from multiple trusted carriers.
Auto Insurance
Auto insurance can provide liability protection when a driver is responsible for an accident, as well as optional coverage for the insured vehicle. Monroe drivers using Route 17M, Route 17, and I-87 can compare limits, deductibles, collision, comprehensive, towing, rental reimbursement, and other available features based on their vehicles and driving habits.
Renters Insurance
If you rent an apartment or townhouse in the Monroe area, your landlord's policy generally protects the building, not your personal belongings. Renters insurance can help protect furniture, electronics, clothing, and other belongings and may also provide personal liability coverage and help with temporary living expenses after a covered loss.
Landlord Insurance
If you own residential property that you rent to tenants, landlord insurance can help protect the property. Depending on the policy, coverage may include the building, certain owner-provided items, liability, and lost rental income after a covered loss. Our agents can help you compare options based on the property and how it is rented.
Umbrella Insurance
An umbrella policy can provide additional liability protection above the limits of eligible home, auto, and other underlying policies. It may be worth considering if you own rental property or want additional protection for your assets. Our agents can help you review underlying coverage requirements and compare available umbrella options.
Commercial Auto Insurance
Vehicles used for business may require commercial auto insurance, depending on ownership, drivers, and use. Contractors, landscapers, caterers, and delivery operations can compare liability and physical damage options for trucks, vans, and trailers. A local advisor can help determine which vehicles and drivers should be included on a commercial policy.
Classic & Collector Car Insurance
Collector car coverage offers specialized protection for eligible antique, restored, vintage, and collectible vehicles. Policies may consider factors such as agreed value, mileage, storage, condition, and limited use. Our agents can help you compare options based on your vehicle and how you drive and store it.
Boat Insurance
Boat insurance can help protect eligible watercraft and may include physical damage, liability, towing, wreck removal, or personal belongings, depending on the policy. Monroe-area boat owners can compare options based on vessel type, navigation area, storage, seasonal use, and selected limits.
Motorcycle Insurance
If you ride on Seven Lakes Drive, through Harriman State Park, or on other roads around Monroe, motorcycle insurance can provide liability protection and may include coverage for damage, custom parts, accessories, safety apparel, and other covered losses. Our agents can help you compare options based on your motorcycle and riding habits.
RV Insurance
RV insurance can help protect eligible motorhomes, travel trailers, and other recreational vehicles. Coverage options may include liability, physical damage, personal belongings, roadside assistance, emergency expenses, and other protections depending on the policy. Our agents can help you compare options based on your RV and how you use and store it.
Your Total Insurance Concierge
Why Customers Trust Our Local Insurance Advisors
Our Monroe team combines local knowledge with access to multiple trusted insurance carriers. We can help you compare coverage, understand important differences in limits, deductibles, exclusions, available features, and price, and answer questions as your needs change.
Find Coverage From Multiple Trusted Providers
A wood stove, older roof, or past claim may be viewed differently from one carrier to another. Local professionals can compare available quotes and explain meaningful differences in limits, deductibles, endorsements, exclusions, and price so customers can evaluate more than the monthly premium.
Experienced Local Insurance Advisors
Our agents take the time to understand what you want to protect before helping you compare coverage. We can explain how different limits and deductibles work, answer questions about available options, and help you make a more informed choice based on your needs and budget.
Insurance Expertise for Local Families & Businesses
Local knowledge helps the conversation focus on relevant property, traffic, weather, and business considerations. Coverage decisions still depend on the customer's circumstances, selected limits, carrier requirements, and policy terms.
Winter weather can bring snow, freezing rain, and black ice to Route 17M, Lakes Road, and the hills toward Woodbury. Commuter traffic toward Route 17 and I-87, together with busy shopping periods near Route 32, can add congestion before roads are fully cleared.
Helping Protect What Matters Most
Your insurance needs depend on your home, vehicles, business, rental property, household, and other individual circumstances. Our agents can help you review those needs together and compare coverage options that fit your situation.
Building Long-Term Insurance Relationships
Your insurance needs may change when you renovate your home, add a vehicle, hire an employee, become a landlord, or make other major changes. Our local team can help you review your current coverage, answer questions, and compare available options when updates may be needed.
Ready to Get a Quick Quote?
Insurance Coverage Types Explained
Coverage can vary by policy and carrier. Here’s a quick overview of some common coverage types and what they may include. Our agents can also explain important limits, deductibles, exclusions, and other details so you can better understand your options.
| Coverage Type | What It Generally Helps Cover | Commonly Available? |
|---|---|---|
| Liability Coverage | Damage, injuries, or legal liability for others when you are responsible for a covered loss | Yes |
| Property Coverage | Damage to a home, business, vehicle, or personal property from covered events | Yes |
| Collision Coverage | Damage to your vehicle after a covered collision | Optional |
| Comprehensive Coverage | Theft, vandalism, hail, fire, falling objects, and other covered non-collision losses | Optional |
| Personal Liability | Financial protection if you are responsible for injuries or property damage to others | Optional / Included with many home policies |
| Umbrella Insurance | Additional liability protection beyond the limits of eligible underlying policies | Optional |
| Flood Insurance | Damage caused by flooding, which standard homeowners and renters policies typically exclude | Optional |
| Commercial Property Coverage | Business buildings, equipment, inventory, and other covered business assets | Optional |
Bundle Your Insurance for More Complete Protection
Coordinating policies through the same carrier may make multiple types of coverage easier to review and manage. Some combinations may also qualify for a multi-policy discount, depending on the carrier and policy type. Our agents can help you compare bundled and separate options based on your coverage needs and budget.
Home & Auto Insurance
Home and auto policies may be eligible for a multi-policy discount when placed with the same carrier. Our agents can help you compare bundled and separate options and review differences in coverage, limits, deductibles, and price.
Home & Umbrella Insurance
Umbrella insurance may provide additional liability protection above eligible home, auto, and other underlying policies. Our agents can help you review carrier requirements and determine whether placing these policies with the same carrier is an available option.
Business Insurance Packages
Businesses may need several types of coverage, including commercial property, general liability, equipment, business income, and commercial auto insurance. Depending on the carrier and business, some coverages may be available together. Our agents can help you compare available options based on how your business operates.
Personal Insurance Portfolio
If you insure a home, vehicle, boat, motorcycle, RV, rental property, or other property, you may have several policies to keep track of. Our agents can help you review that coverage together and compare available options as your needs change.
One Trusted Insurance Advisor
Working with a local advisor gives you a familiar point of contact as your insurance needs change. Our team can help you review existing coverage, answer questions, and compare available options when you renovate your home, add a vehicle, purchase recreational property, or make other significant changes.
Communities We Proudly Serve
Our agents regularly write coverage for households, landlords, and small businesses in:
- Harriman: The village just east of us, where Route 17M, Route 17, and Route 32 all connect
- Central Valley: A Woodbury hamlet built up around the outlets and the Route 32 corridor
- Highland Mills: A quiet Woodbury hamlet a couple of miles further north on Route 32
- Woodbury: The surrounding town and village, running from the Thruway toll barrier down to Route 17M
- Chester: The next village west on Route 17M, where the road becomes Brookside Avenue
- Blooming Grove: The largely rural town along Monroe's northern border
- Tuxedo: The town to the south, following Route 17 toward the Rockland County line
- Walton Park: A hamlet in the town of Monroe, out by Walton Lake
Conveniently Located in Monroe
Driving In on I-87
Take Exit 16 at Harriman and follow signs for NY-17 and Route 17M west. Continue on Route 17M toward Monroe, then proceed to Gateway Plaza at 371 NY-17M.
Coming from the Village Center
Starting at Crane Park downtown, head east on Route 17M toward Harriman for about a mile, past the shopping plazas along the strip.
Arriving from Woodbury Common Premium Outlets
From Woodbury Common Premium Outlets, follow Route 32 south toward Harriman, connect with Route 17M west, and continue to Gateway Plaza at 371 NY-17M. Holiday shopping traffic may increase congestion on Route 32 and nearby roads.
Get Personalized Insurance Solutions Today
Visit InsureOne at 371 NY-17M in Monroe's Gateway Plaza or call 800-836-2240 to review coverage for your home, vehicles, rental property, business, and other needs. Our local insurance professionals can help you compare options from multiple trusted carriers and explain important differences in coverage, limits, and deductibles.
You can also get a quote online to start exploring your options from home. Service is available in English and Spanish, and customer parking is available in the plaza lot.
What Customers Ask Us Most Often
How Much Insurance Coverage Do I Need?
The appropriate amount of insurance depends on what needs to be repaired or replaced and on your potential liability exposure. Homeowners can compare rebuilding estimates with dwelling limits, drivers can review vehicle values and liability limits, and business owners can consider property, operations, and possible interruptions. A local advisor can help evaluate those factors without relying on a one-size-fits-all limit.
How Can Bundling Simplify My Insurance?
Bundling may allow you to place more than one policy with the same carrier, which can make your coverage easier to review and manage. Some combinations may also qualify for a multi-policy discount. Eligibility, billing, renewal timing, and savings vary by carrier and policy type, so our agents can help you compare bundled and separate options.
What Can I Expect During My Visit?
During your visit, a local agent will ask about what you want to insure and what matters most to you. Depending on the coverage you need, we may discuss your home, vehicles, business, current policies, and other relevant details. From there, we can help you compare available options and answer your questions. Service is available in English and Spanish.
What Are the Benefits of Working With an Independent Insurance Agency?
Working with an independent agency that offers coverage from multiple carriers gives you more than one option to compare. Our agents can help you review differences in coverage, limits, deductibles, exclusions, available features, and price based on your individual needs.