Office Hours
English, Spanish
More Products and Services
Our office at 7229 Coral Way in Miami's Coral Terrace area serves families, homeowners, and business owners from nearby communities, including Coral Gables, West Miami, and Fontainebleau. Our local insurance professionals can help you compare coverage from multiple trusted carriers for your home, vehicles, business, rental property, and other needs. We’ll explain important differences in coverage, limits, deductibles, and available options. Service is available in English and Spanish.
Protect What Matters Most With InsureOne
Your insurance needs depend on your home, vehicles, business, household, and other property you want to protect. Our Miami agents can help you compare coverage from multiple trusted carriers and explain important differences between your options. Coverage and availability vary by carrier, policy, and individual circumstances.
Homeowners Insurance
South Florida hurricanes, tropical storms, and heavy rain can make property coverage especially important to review. Homeowners insurance can help protect your home, belongings, liability, and additional living expenses after a covered loss. Standard homeowners policies typically do not cover flooding, so separate flood insurance may also be worth considering.
Business Insurance
Business insurance can help protect against covered property losses, liability claims, business interruptions, and other risks. Available coverage may include property, equipment, commercial vehicles, and other protections depending on the policy. Our agents can help you compare options based on how your business operates and what you need to protect.
Auto Insurance
Auto insurance can help cover injuries or property damage after an accident, depending on the coverage you carry and the circumstances of the loss. Our Miami agents can help you compare liability limits, coverage for your own vehicle, deductibles, and other available options based on your vehicle and driving needs.
Renters Insurance
Renters insurance can provide protection for your belongings and may also cover personal liability or temporary living costs after certain covered events. In Miami, the right policy may depend on what you own, where and how you rent, and how much protection you want for expenses such as replacement items or short-term housing.
Landlord Insurance
Landlord insurance can help protect residential property you rent to tenants. Depending on the policy, coverage may include the building, certain owner-provided items, liability, and lost rental income after a covered loss. If you operate a short-term or vacation rental, our agents can help you explore coverage options based on how the property is used.
Umbrella Insurance
Umbrella insurance can provide additional liability protection above the limits of eligible home, auto, and other underlying policies. Depending on the circumstances and policy terms, it may help with certain covered judgments and defense costs after an underlying limit is reached. Our agents can help you review carrier requirements and available limits.
Commercial Auto Insurance
Commercial auto insurance can help protect vehicles used for business. Coverage may include liability, physical damage, rental reimbursement, and other available features, depending on the policy. A local advisor can compare options based on the vehicles, drivers, ownership, routes, and business use, including sales calls or travel on I-95 and I-75.
Classic & Collector Car Insurance
Classic and collector car insurance is built around vehicles whose value, use, and condition differ from everyday cars. Policies may account for factors such as agreed value, limited mileage, storage, restoration work, and how often the vehicle is driven. Liability, collision, theft, and damage protection may also be available depending on the policy.
Boat Insurance
Boat insurance can cover risks that a homeowners policy may not fully address for boats and other eligible watercraft. Depending on the policy, protection may extend to the vessel itself, liability, towing, equipment, and certain personal belongings. In Miami, coverage decisions may also reflect where the boat is kept, the waters it travels, how often it is used, and the type of vessel involved.
Motorcycle Insurance
If you ride in Miami or travel farther across Florida, motorcycle insurance can provide liability protection and may include coverage for damage, theft, accessories, and other covered losses. Our Coral Way agents can help you compare options based on your motorcycle, riding habits, and preferred limits.
RV Insurance
RV insurance can help protect eligible motorhomes, travel trailers, and other recreational vehicles. Depending on the policy, coverage may include liability, physical damage, personal belongings, roadside assistance, and other protections. Our agents can help you compare options based on your RV and how you use it.
Your Total Insurance Concierge
Why Families & Business Owners Trust InsureOne
Our Miami office provides personalized guidance and access to multiple trusted insurance carriers. We can help you compare coverage for your home, vehicles, business, rental property, and other needs, explain important policy differences, and answer questions as your circumstances change.
Access Multiple Highly Rated Insurance Companies
InsureOne works with multiple trusted insurance carriers, giving you more than one option to compare. Our agents can help you review differences in coverage, limits, deductibles, exclusions, available features, and price based on your individual needs.
One-on-One Insurance Consultations
Our agents take the time to understand what you want to protect and what matters most to you. We can answer questions, explain coverage options, and help you compare limits, deductibles, exclusions, and price before you make a decision.
Serving the Miami Community
The Miami team understands the traffic, coastal weather, property, and business conditions that commonly shape local insurance discussions. That context helps advisors ask relevant questions about home and flood coverage, vehicle use, business operations, selected limits, deductibles, and exclusions without relying on generalized risk assumptions.
Protection for Every Stage of Life
Insurance needs may change after a move, purchase, new driver, business expansion, or other major event. An established relationship with the local team can make it easier to ask questions, review existing policies, and compare available adjustments when circumstances change.
Ongoing Insurance Reviews
Insurance needs can change as your home, vehicles, household, or business changes. Reviewing your policies from time to time can help you understand whether your current limits and coverage options still fit your situation. Our local team can answer questions and help you compare available updates when needed.
Ready to Get a Quick Quote?
Understanding Insurance Coverage Options
Coverage can vary by policy and carrier. Here’s a quick overview of some common coverage types and what they may include. Our agents can also explain important limits, deductibles, exclusions, and other details so you can better understand your options.
| Coverage Type | What It Generally Helps Cover | Commonly Available? |
|---|---|---|
| Liability Coverage | Damage, injuries, or legal liability for others when you are responsible for a covered loss | Yes |
| Property Coverage | Damage to a home, business, vehicle, or personal property from covered events | Yes |
| Collision Coverage | Damage to your vehicle after a covered collision | Optional |
| Comprehensive Coverage | Theft, vandalism, hail, fire, falling objects, and other covered non-collision losses | Optional |
| Personal Liability | Financial protection if you are responsible for injuries or property damage to others | Optional / Included with many home policies |
| Umbrella Insurance | Additional liability protection beyond the limits of eligible underlying policies | Optional |
| Flood Insurance | Damage caused by flooding, which standard homeowners and renters policies typically exclude | Optional |
| Commercial Property Coverage | Business buildings, equipment, inventory, and other covered business assets | Optional |
Combine Your Policies for Greater Convenience
Bundling insurance policies may allow you to place multiple types of coverage with the same carrier. Some combinations may qualify for a multi-policy discount, depending on the carrier. Our agents can help you compare bundled and separate options based on your coverage needs and budget.
Home & Auto Insurance
Home and auto policies may be eligible for a multi-policy discount when placed with the same carrier. Our agents can help you compare bundled and separate options and review differences in coverage, limits, deductibles, and price.
Home & Umbrella Insurance
Home and umbrella insurance can be reviewed together when a household needs liability protection beyond eligible underlying policy limits. Carrier requirements, exclusions, and available limits vary, so a local advisor can explain how the policies may coordinate and compare the applicable options.
Business Insurance Packages
Business owners may need several forms of protection for property, equipment, vehicles, liability, and interruptions. Coordinating selected policies through one agency can simplify reviews and updates, although the policies, billing arrangements, and claims processes vary by carrier. A local advisor can compare available business packages and separate policies.
Personal Insurance Portfolio
If you insure a home, business, boat, RV, or other property, you may have several policies to keep track of. Our agents can help you review that coverage together, answer questions as your needs change, and compare options when it is time to update a policy.
One Trusted Insurance Advisor
Working with a local insurance advisor gives you a familiar point of contact as your needs change. Our team can help you review existing coverage, answer questions, and compare updated options when you move, purchase property, add a vehicle, or make changes to your business.
Communities We Proudly Serve
The InsureOne office on Coral Way provides personalized consultations and service to families, business owners, and homeowners throughout Miami.
Some of the communities we serve include:
- Coral Terrace: Our home neighborhood, populated by families and businesses
- West Miami: Quiet, family-friendly area just northeast of our office
- Coral Gables: A historic community with beautiful architecture and busy commercial districts
- Fontainebleau: Residential and business area located to the west
- South Miami: A friendly, busy area with condos, single-family homes, and businesses
- Little Havana: Busy commercial and residential neighborhood that's lively and rich in culture
How to Get to the InsureOne in Miami
From Palmetto Expressway (FL-826 S)
From the Palmetto Expressway southbound, take the exit for SW 24th Street and Coral Way. Travel east on Coral Way toward SW 72nd Avenue and continue to the office at 7229 Coral Way.
From Downtown Miami
From downtown Miami, travel west on Coral Way toward SW 72nd Avenue. Continue through the Coral Way corridor to 7229 Coral Way, near the intersection with SW 72nd Avenue.
From Miami International Airport
From Miami International Airport, follow signs for FL-836 West, then connect with FL-826 South. Take the SW 24th Street and Coral Way exit, travel east on Coral Way, and continue to 7229 Coral Way near SW 72nd Avenue.
Ready to Review Your Insurance Coverage?
Visit InsureOne at 7229 Coral Way in Miami or call 800-836-2240 to review coverage for your home, business, vehicles, rental property, and other needs. Our local insurance professionals can help you compare options from multiple trusted carriers and explain important differences in coverage, limits, and deductibles.
You can also get a quote online to start exploring your options from home. Service is available in English and Spanish.
Answers to Common Insurance Questions
Should I Review My Insurance Coverage Regularly?
It can be helpful to review your insurance after meaningful changes to your home, household, vehicles, or business. Buying property, adding a driver, renovating your home, or expanding a business may affect your coverage needs. Our agents can help you review your current policies and compare available updates when needed.
What Are the Benefits of Bundling Insurance?
Bundling insurance can make multiple policies easier to review, renew, and manage through one agency. Common combinations may include homeowners, auto, and business insurance, although availability and potential discounts vary by carrier and policy type. A local advisor can compare bundled and separate arrangements so you can evaluate convenience, coverage, and cost together.
What Can I Expect During My Visit?
During your visit, a local agent will ask about what you want to insure and what matters most to you. Depending on the type of coverage you need, we may discuss your home, vehicles, business, current policies, and other relevant details. From there, we can help you compare available coverage options and answer your questions.
Why Choose InsureOne Instead of Buying Insurance Online?
An online quote can be convenient, while a local advisor can ask follow-up questions and compare options from multiple carriers. The goal is to evaluate limits, deductibles, exclusions, and available features in the context of your property, vehicles, business, and local conditions, rather than choosing on price alone. The advisor can then explain trade-offs before you make a decision.