More Products and Services
Located at 4987 W. University Dr., Suite 120, our McKinney office serves homeowners, families, and business owners in Adriatica, Auburn Hills, Historic Downtown McKinney, and other parts of Collin County. Our local insurance professionals can help you compare coverage from multiple trusted carriers for your home, vehicles, business, and other needs. We’ll explain your options and help you find coverage that fits your priorities and budget.
Insurance Solutions Available at This Office
Your insurance needs depend on what you own, drive, rent, or operate. Our McKinney agents can help you compare coverage and quotes from multiple trusted carriers and explain important differences along the way. Coverage options and limits vary by carrier and policy.
Homeowners Insurance
Homeowners insurance can help protect your home, belongings, and liability after a covered loss. In McKinney, hail, strong winds, and severe spring weather can make roof condition, rebuilding costs, deductibles, and coverage limits important to review. Standard homeowners policies typically do not cover flooding, so separate flood insurance may be worth considering depending on your property.
Business Insurance
A business insurance package can be built around the specific risks involved in running a company, from property and liability to business vehicles and interruptions. The right mix will depend on factors such as the type of operation, equipment owned, customer traffic, workforce, and how vehicles are used.
Auto Insurance
Auto insurance can help cover injuries or property damage you cause to others in an accident. Depending on the coverage you choose, it may also help protect your own vehicle. Whether you regularly drive on US-75, US-380, the Sam Rayburn Tollway, or other McKinney roads, our agents can help you compare liability limits, collision, comprehensive coverage, deductibles, and other available options.
Renters Insurance
Renters insurance can help protect your belongings, provide personal liability coverage, and help with certain temporary living expenses after a covered loss. Whether you rent an apartment, condo, townhouse, duplex, or house in McKinney, our agents can help you choose coverage based on the value of your belongings and your individual needs.
Landlord Insurance
Landlord insurance can help protect residential property you rent to tenants. Depending on the policy, coverage may include the building, certain items you provide, liability, and lost rental income after a covered loss. Our agents can help you compare options based on the property and how it is rented.
Umbrella Insurance
Umbrella insurance can provide additional liability protection above the limits of eligible home, auto, renters, or other underlying policies. It may be worth considering if you own rental property or want added protection for your assets. A local advisor can explain underlying coverage requirements and help you compare available options.
Commercial Auto Insurance
Commercial auto insurance can help protect cars, vans, trucks, and other vehicles used for business. Coverage may include liability, physical damage, and other available features. A local advisor can compare options based on the vehicles, drivers, ownership, routes, and business use, including deliveries or travel between worksites.
Classic & Collector Car Insurance
A vintage or collectible vehicle often requires a different approach than an everyday car. Classic and collector car insurance may use factors such as agreed value, storage arrangements, annual mileage, and limited-use requirements when determining coverage. We can help compare policies for antique, restored, specialty, and collector vehicles based on how they are owned and driven.
Boat Insurance
Boat insurance may cover the vessel, certain equipment and accessories, liability, and other eligible losses. For boat owners who spend time on Lavon Lake, Lake Lewisville, or other waterways, coverage choices may depend on the type and value of the watercraft, where it is stored, and where it is operated. Additional options may be available for belongings, towing, or related equipment.
Motorcycle Insurance
Motorcycle insurance can include liability protection along with optional coverage for theft, collision damage, accessories, and other covered losses. Advisors at the W. University Drive office can compare options based on motorcycle type, preferred limits, accessories, annual mileage, storage, and riding frequency.
RV Insurance
RV insurance can help protect eligible campers, travel trailers, motorhomes, and other recreational vehicles. Coverage options may include liability, physical damage, roadside assistance, and personal belongings. Our agents can help you compare options based on the type of RV you own, how often you use it, where you store it, and how you travel.
Your Total Insurance Concierge
Why Families & Business Owners Trust InsureOne
Your insurance needs can change as your household, property, vehicles, or business changes. Our McKinney team can help you review your coverage, compare options from multiple trusted carriers, and answer questions when it is time to make an update.
Access Multiple Highly Rated Insurance Companies
Our McKinney office works with multiple trusted insurance carriers. We can help you compare differences in coverage, limits, deductibles, exclusions, and price so you can make a more informed choice instead of looking at the monthly premium alone.
Coverage Recommendations Tailored to You
A policy that works for one household or business may not work for another. Our agents take the time to understand what you want to protect, how you use your property and vehicles, and what matters most to you. From there, we can help you compare options that fit your needs and budget.
Serving the McKinney Community
Hail, high winds, severe spring storms, and growing traffic patterns can influence insurance decisions in McKinney. Local advisors understand the communities around W. University Drive and can focus the review on relevant property, vehicle, and business considerations.
Coverage for Your Home, Family & Business
Home, auto, renters, business, landlord, and other policies each serve different purposes. Our agents can help you review your coverage together, understand how the policies differ, and decide whether any limits or options may need attention as your needs change.
Support Beyond Your Policy
Our work doesn't end once you select a policy. Life changes frequently, so you may need to update your coverage when you become a landlord, purchase a new vehicle, expand your business, or add another driver to your household. Having an established relationship with a local advisor can make it easier to adjust to changing circumstances.
Ready to Get a Quick Quote?
A Guide to Common Insurance Coverages
Common insurance coverages can work differently depending on the carrier and policy. Here’s a quick overview of several coverage types and what they may include. Our local agents can also explain important limits, deductibles, exclusions, and other details.
| Coverage Type | What It Generally Helps Cover | Commonly Available? |
|---|---|---|
| Liability Coverage | Damage, injuries, or legal liability for others when you are responsible for a covered loss | Yes |
| Property Coverage | Damage to a home, business, vehicle, or personal property from covered events | Yes |
| Collision Coverage | Damage to your vehicle after a covered collision | Optional |
| Comprehensive Coverage | Theft, vandalism, hail, fire, falling objects, and other covered non-collision losses | Optional |
| Personal Liability | Financial protection if you are responsible for injuries or property damage to others | Optional / Included with many home policies |
| Umbrella Insurance | Additional liability protection beyond the limits of eligible underlying policies | Optional |
| Flood Insurance | Damage caused by flooding, which standard homeowners and renters policies typically exclude | Optional |
| Commercial Property Coverage | Business buildings, equipment, inventory, and other covered business assets | Optional |
The Benefits of Bundling Your Insurance
Bundling insurance policies may be an option when one carrier offers more than one type of coverage you need. Some combinations may qualify for a multi-policy discount. Our agents can help you compare bundled and separate options based on your coverage needs and budget.
Home & Auto Insurance
Home and auto policies may be eligible for a multi-policy discount when placed with the same carrier. We can help you compare bundled and separate options and review differences in coverage, limits, deductibles, and price.
Business Insurance Packages
Your business may need several types of coverage, including commercial property, general liability, and commercial auto insurance. Some carriers may offer multiple business coverages together. Our agents can help you compare available options based on your property, vehicles, equipment, employees, and day-to-day operations.
Home & Umbrella Insurance
Umbrella insurance may provide additional liability protection above eligible home, auto, and other underlying policies. Our agents can explain carrier requirements and help you compare whether placing these policies with the same carrier is an available option.
Personal Insurance Portfolio
If you own a boat, motorcycle, RV, or other recreational property, you may have several different insurance needs. Our agents can help you compare available policies and see whether keeping some coverage with the same carrier makes sense for you.
Serving McKinney and Surrounding Communities
Our W. University Dr. office serves homeowners, business owners, and families who need a wide range of insurance products.
Areas we commonly serve include:
- Historic Downtown McKinney: A highly walkable neighborhood with restaurants, shops, and other businesses near residential streets
- Craig Ranch: A planned community with a mix of residential and commercial properties, along with convenient access to SH-121
- Stonebridge Ranch: A community filled with small villages, lakes, and trails
- Tucker Hill: Located along the US-380 corridor and known for its tree-lined streets and walkability
- Eldorado: A large neighborhood in south-central McKinney with multiple housing developments and recreational spaces
Directions to Our McKinney Office
From US-75
From US-75, take the exit for US-380 and travel west on W. University Drive. Continue toward Lake Forest Drive, then follow local access signs to the office at 4987 W. University Drive, Suite 120.
From Historic Downtown McKinney
From Historic Downtown McKinney, travel west on W. University Drive, also signed as US-380. Continue past the residential areas north of downtown toward Lake Forest Drive and the office at 4987 W. University Drive, Suite 120.
From Frisco or Prosper
From Frisco or Prosper, use Lake Forest Drive to reach W. University Drive. Turn onto W. University Drive, then follow local access signs to the office at 4987 W. University Drive, Suite 120.
Protect What Matters Most With InsureOne
Visit InsureOne at 4987 W. University Drive, Suite 120, in McKinney or call 800-836-2240 to review coverage for your home, business, vehicles, rental property, and other needs. Our local insurance professionals can help you compare options from multiple trusted carriers and explain important differences in coverage, limits, and deductibles.
You can also get a quote online to start exploring your options from home. Service is available in English and Spanish.
Frequently Asked Insurance Questions
How Do I Know If I Have Enough Coverage?
The right amount of coverage depends on your home, vehicles, business, budget, and other individual needs. Our agents can help you review your current limits, deductibles, and available coverage options and discuss whether any updates may be worth considering.
What Are the Benefits of Bundling Insurance?
Bundling may allow you to keep more than one policy with the same carrier and may qualify you for a multi-policy discount. Eligibility varies by carrier and policy combination. Our agents can help you compare bundled and separate options to see which approach fits your coverage needs and budget.
What Should I Bring to My Appointment?
Bring whatever information you have about what you want to insure. For auto insurance, that may include your driver’s license, vehicle information, and details about other drivers. For home or business coverage, basic information about the property or business can also be helpful. Our agents can let you know if anything else is needed.
What Are the Benefits of Working With an Independent Insurance Agency?
Working with an agency that represents multiple carriers gives you the opportunity to compare more than one company’s coverage and pricing. Our local agents can explain differences in limits, deductibles, exclusions, and available options and help you compare coverage based on your individual needs.